Seamless global budgeting for people who earn, spend and save in more than one currency. Built for expats, aircrew, digital nomads and anyone living across borders.
One ledger, any number of currencies, and figures that always add up to each other.
Every account, card, loan and category can hold its own currency. Totals are shown in the base currency you choose, and the rate is locked at the moment you enter a transaction — so changing a rate later never rewrites your history.
Set a cap per category and a target per income source, add savings goals with a set-aside each cycle, and see what is genuinely left to spend once those goals are taken off. A savings assistant reads your own figures and says where the money went.
Enter income, expenses, transfers and card payments in one place. Cash sent to a card or a loan is shown separately as money moved, because paying a card down is not spending — counting it twice is the commonest way a budget stops adding up.
Import the bank or card’s own statement, run a month-end audit, and reconcile every balance against what the ledger says moved. Ask your ledger answers questions across any date range, with include and exclude filters.
Bank SMS and the notifications your banking and mail apps post are read on the device and turned into transactions for you to confirm. Anything it does not recognise is kept so you can teach it — and that bank is recognised from then on.
Everything is analysed and stored on the phone. Back up to any cloud folder you choose, share a backup in one tap, or export to Excel or PDF. App lock with fingerprint or face unlock on the installed app.
| Price | US$5, one-off. No subscription. |
| Current version | 3.5 (build 19) |
| Platform | Android 7.0 or newer, installed from the APK you receive at checkout |
| Delivery | A download link from our checkout provider, immediately after payment |
| Updates | The app tells you when a new build is out and links to the download |
| Data | Held on your device. No account to create, nothing uploaded. |
Verify what you downloaded. The SHA-256 of the current build is published here and on the checksum page — they must match:
Sideloading means allowing installs from your browser or file manager once, in Android settings. The app is signed with our own key, so every later update installs straight over the top and keeps your data.